Approaching HCSPL for 2-Wheeler Insurance Renewal Online
A bike insurance policy provides an added layer of protection to your vehicle. It requires renewal from time to time so that, both you and your vehicle remain safe in the adverse situations. At HCSPL, you can renew your bike insurance policy online by following just few simple steps. Our user-friendly website will guide you throughout and the policy renewal will be done in minutes. You will not only save your money but your time too.
3 Points to consider while renewing 2- wheeler policy online
- Receive reminders- Every time when you renew your policy, make sure to opt for renewal reminder facility. Since vehicle owners tend to forget the due date of the policies, the reminder facility can be of great help to them. You can activate it by filling out a form with all the necessary details and then submit. The insurance company will then keep you informed of the last date of your policy and will remind you to renew it on time.
- Switch insurance providers- You must know that some companies demand a higher premium at the time of the policy renewal. If such is the case with you, you can approach us anytime for the renewal. You can switch the insurance provider without any major hassles. We will make you understand the add-ons and other features of our 2-wheeler insurance policy with absolute patience.
- Review the policy- At the time of policy renewal, you are advised to review it. It is significant to evaluate your requirements and include the features you wish to enjoy while excluding the ones that are of no use any longer. The add-ons at HCSPL include No Claim Bonus, Roadside Assistance, Zero Depreciation and various others.
How to reduce the premium while renewing the insurance policy?
Besides keeping the above discussed points in mind, you must also have the knowledge to save money on 2-wheeler insurance renewal online. Online insurance renewals can be cost effective if you have calculated the IDV correctly. IDV is the maximum amount that you receive for your damaged vehicle and higher IDV results in higher premium. Thus, you must calculate it yourself to avoid paying higher premiums.
Moreover, you can make use of your accumulated NCB and avail discount on your premium at the time of renewal. At HCSPL, we advise our customers to choose the higher limit of voluntary deductible. It basically defines the amount that you will have to pay (as a policy holder) from your own pocket and the voluntary deductible can also offer a great discount on your premium. Moreover, you can also install an anti-theft device in your vehicle, which increases the safety of your vehicle and makes it less prone to theft. Thus, it can help you get a discount on the premium.
The most important tip is to renew your insurance on time before it lapses. You must know that renewing within the 90 days of the policy expiration date can help you save money. Else, you will end up paying higher premiums. For any doubts, you can approach us at any time.