The information/material provided on the web site www.hcslinsurance.com is provided on an “As Is” basis. Its contents on the website are the properties of Hero Corporate Service Private Limited – Insurance Distribution & hereinafter referred to as Hero Corporate – Insurance Distribution.
Hero Corporate – Insurance Distribution has state-of-art technology and using the same it has developed the above mentioned web site which is a web-based interface that allows the distributor to generate insurance policies of the insurance companies who have subscribed to this web site and/or entered into an agreement with Hero Corporate – Insurance Distribution.
Hero Corporate – Insurance Distribution has exclusive and sole discretion to select the dealers who would be entitled to use, access and issue on-line insurance policies. Hero Corporate – Insurance Distribution also reserves the absolute right and discretion to decide on the criteria for selecting the dealers for issuing on-line insurance policies.
For accessing certain areas of the site you may be required to register/subscribe for the same. This will involve you being required to create your own user name/log-in identity and password. You are solely responsible for the confidentiality and use of and access to the site Content and the Site using your user name, sign on password, and/or ID.
Alteration / Changes to the Site
“Hero Corporate – Insurance Distribution” reserves the right, at any time and from time to time, in its sole discretion, without any prior notice or intimation, to alter, change, modify, add or remove, or suspend portions of the Site content available on the site and / or to otherwise restrict the use and / or accessibility of the site or the Site Content.
“Hero Corporate – Insurance Distribution”, may in its sole discretion, without prior intimation, terminate or suspend your access to all or part of the Site (including any right to access) with or without cause by delivering notice to you. This right of termination is in addition to all other rights or remedies of “Hero Corporate – Insurance Distribution” provided in these terms and conditions or by law.
All material available on this web site and the processes used in generating the on-line insurance policies are protected by copyright laws. (Depicted as © Hero Corporate Service Pvt. Ltd – Insurance Distribution. All rights reserved.)
Access to this web site and issuing of policy is subject to Terms and Conditions which you accepted during the registration process. These Terms and Conditions contain warranty disclaimers and limitation on use.
Hero Corporate – Insurance Distribution expressly disclaims to the maximum limit permissible by law, all warranties, express or implied, including, but not limiting to implied warranties of merchantability, fitness for a particular purpose and non-infringement. Hero Corporate – Insurance Distribution disclaims all responsibility for any loss, injury, liability or damage of any kind resulting from and arising out of, or any way related to:
a) any errors in or omissions from the Web Site and its content, including but not limited to technical inaccuracies and typographical errors
b) any third party Web Sites or content therein directly or indirectly accessed through links in the Site, including but not limited to any errors in or omission there from
c) the unavailability of this Site or any portion thereof
d) your use of any equipment or software in connection with the Site
e) your use of the Site
Hero Corporate – Insurance Distribution further makes no warranty that :
a) The service will meet your requirements.
b) The service will be uninterrupted, timely, secure, or error-free.
c) The solutions that may be obtained from the use of the service will be accurate or reliable.
d) The quality of any services, information, or other material obtained by you through the service will meet your expectations.
Hero Corporate – Insurance Distribution along with its directors, employees, associates or other representatives and its Affiliates along with its directors, employees, associates or other representatives shall not be liable for damages or injury arising out of or in connection with the use of the Website or its non-use including non-availability, compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property (including without limitation loss of profits, loss or corruption of data, loss of goodwill, work stoppage, computer failure or malfunction, or interruption of business); under any contract, negligence, strict liability or other theory arising out of or relating in any way to the Website, site-related services, or any products or services and claims of third parties damages or injury caused by any performance, error, omission, interruption, deletion, defect, delay, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information, whether resulting, in whole or in part, from or relating to any of the services offered or displayed by HCSPL – Insurance Distribution on the Website.
Governing Law and Jurisdiction
These terms and conditions shall be governed, by and construed in accordance with, Indian Law. The parties irrevocably agree that the civil courts at New Delhi, India shall alone have exclusive jurisdiction to deal with all matters in connection with these terms and conditions. (Notwithstanding the above, Hero Corporate – Insurance Distribution shall have a right but shall under no obligation to do so to bring any proceedings relating any matters arising out of, under, or in connection with these terms and conditions or use of the Site in the courts of the country of your residence or, the country of your principal place of business.)
We record non-personal information about your visit and the information filled in for issuing insurance policies.
Non-personal Information We Record
If you do nothing during your visit but browse through the website, our website’s operating system will automatically record some general information about your visit.
During your visit, our web operating system will record:
1. The Internet domain for your Internet service, such as “xyz.com” or “xyz.net”.
2. The type of browser (such as “Netscape version X” or “Internet Explorer version X”) that you are using.
3. The type of operating system that you use (such as Macintosh, Unix, or Windows).
4. The date and time you visit our site, and the web pages that you visit on our site.
5. The address of the previous website you were visiting, if you linked to us from another website.
Policy Information We Record
If you generate on-line policy on the system, the server will record:
1. All personal details limited to what is submitted for issuance of policy.
2. Premium calculations / discount details etc.
3. All or any endorsements during period of the policy.
4. No claim bonus details wherever necessary.
5. Issuing dealer’s contact details / any other details which may be mandatory in nature.
This information will be not be shared.
We use “cookies” to help you use our websites interactively. A cookie is a small file that a website transfers to your computer’s hard disk, usually to keep track of you while you are connected to that site.
The cookies on the web pages do not collect information about you, but only about your browser “session.”
Information from E-mail You Send to Us
If you decide to send us an electronic mail message (e-mail), the message will usually contain your return e-mail address. If you include personally-identifying information in your e-mail because you want us to address issues specific to your situation, we may use that information in responding to your request. Also, e-mail is not necessarily secure against interception. Please send only information necessary to help us process your request.